Clarity · Compliance · Control
Better books.Clearer decisions.Stronger businesses.
Reliable bookkeeping and accounting support for U.S. small businesses, delivered by an experienced Cebu-based team with a strong foundation in accounting, audit, and financial controls.
The problem
Running a business is hard enough without wondering where the money went.
If any of this sounds like a Tuesday, we built FIL-AM LEDGERS for you.
- 01
Books that are months behind
Receipts in a shoebox, transactions uncategorized, and a P&L you're afraid to open before tax season.
- 02
A U.S. bookkeeper you can't afford full-time
Local rates start around $40–$75/hour, so most owners either overpay for part-time help or do it themselves at midnight.
- 03
No real answer to "can I afford this?"
Without current numbers, every hiring, pricing, or inventory decision is a guess dressed up as confidence.
- 04
Deadlines that sneak up on you
Quarterly estimates, payroll filings, and 1099s land on your desk the week they're due, not the month before.
- 05
QuickBooks you inherited, not chose
A chart of accounts built by three different people over three years, none of whom left notes.
- 06
A CPA who only hears from you in March
Clean, current books mean your tax preparer works from facts, not from a scramble — and your bill reflects that.
Why Fil-Am
Two flags, one standard of care.
FIL-AM LEDGERS was built on a simple premise: a skilled accounting team in Cebu, working U.S. hours, can give an American small business the attentiveness a big firm won't and the discipline a freelancer can't promise.
Every engagement is led by a licensed accountant, supported by a dedicated bookkeeper who treats your ledger like it's the only one on their desk.
What we do
Bookkeeping built to survive an audit and a slow Tuesday alike.
Scoped for small businesses — start where you are, and add on as you grow.
Monthly bookkeeping
Bank and credit card reconciliation, transaction categorization, and a closed month you can actually trust — usually by the 10th.
Cleanup & catch-up
Behind six months or three years, we rebuild your books to a defensible baseline before we take over the monthly cycle.
Financial reporting
P&L, balance sheet, and cash flow, delivered on a schedule, in language you and your CPA both understand.
Payroll support
Payroll entries reconciled against your provider, so wages, taxes, and benefits land in the right place every cycle.
AR / AP management
Invoices sent, bills tracked, and follow-ups made — so cash comes in on time and nothing gets paid twice.
Tax-season readiness
Books closed and documented ahead of filing, handed to your CPA in the format they actually asked for.
How it starts
From first call to closed books, in four steps.
- 01
Free books review
We look at your current setup and tell you honestly what shape it's in.
- 02
Scoped proposal
A fixed monthly rate based on transaction volume and complexity — no surprise invoices.
- 03
Cleanup, if needed
We bring historical books current before the monthly cycle begins.
- 04
Monthly rhythm
Reconciliation, reporting, and a standing check-in on your schedule, not ours.
Let's Talk About Your Books
Thirty minutes, no obligation. Bring your last bank statement and your questions.
Let's Talk About Your Books